Own the land with 25% down. No bank in the middle.
Every property on this site can be bought with owner financing. You put 25% down, the seller carries the rest, and you pay it off over time. Ask for the terms on any lot and you'll get them in writing.
Four plain steps
Choose the land
Look through the listings, walk the property if you like, and ask any question you have.
Get the terms in writing
Paul sends the down payment, the monthly payment and the length for that lot. Read them at your own pace.
Put 25% down and close
A title company or closing attorney handles the signing and records the documents with the county.
Pay over time
Make your monthly payments for the agreed term, under the agreement you signed.
Choose a lot, then ask for its terms
Terms are set for each property and sent in writing on request.
| Property | Size | Cash price | Owner financing | Terms |
|---|---|---|---|---|
| Lake community homesite, septic approved Runaway Bay, Campbell County, VA | 2.56 acres | $14,999 | 25% down | Ask for terms |
| In-town lot with city water and sewer Walterboro, Colleton County, SC | 0.37 acres | $18,500 | 25% down | Ask for terms |
| Town water and sewer, R1 buildable Lawrenceville, Brunswick County, VA | 1.50 acres | $18,780 | 25% down | Ask for terms |
| Paved road, no zoning, manufactured OK North of Coushatta, Red River Parish, LA | 1 acre | $20,000 | 25% down | Ask for terms |
| No zoning, perc approved, RVs allowed Near Columbia, Marion County, MS | 2.00 acres | $20,500 | 25% down | Ask for terms |
| Wooded acres near Lake Gaston Brunswick County, VA | 2.04 acres | $22,900 | 25% down | Ask for terms |
| Gulf coast acre, manufactured homes OK Perry, Taylor County, FL | 1.00 acre | $35,000 | 25% down | Ask for terms |
| City water and sewer, room to spread out Byram, Hinds County, MS | 4.46 acres | $49,000 | 25% down | Ask for terms |
Owner financing questions
How much do I need to put down?
25% of the price, on every property. Paul sends the exact dollar amount for the lot you choose along with the rest of the terms.
Do I need a bank loan?
No. With owner financing there is no bank loan to apply for. You make your payments under the agreement you sign.
Why aren't monthly payments listed?
Terms are set for each property and given in writing, so you see the exact numbers for the lot you want before you decide. Just ask.
Is cash an option too?
Yes. The price shown on each property is the cash price. Cash is the simplest way to buy.
Who handles the paperwork?
A licensed title company or a real estate closing attorney in the property's state. You see every document before you sign, and you're welcome to have your own attorney review it.
Get the owner financing terms
Say which property you're interested in, or ask for terms on all of them. You'll get the down payment, the monthly payment and the length in writing.